The financial structure and its impact on the profitability of Sahara Bank

Authors

  • hatim abdo histt

Abstract

Study Summary:
The study aimed to evaluate the financial structure and its impact on the profitability of Sahara Bank. The study sample consisted of all components of Sahara Bank's financial structure during the period from 2000 to 2023, totaling (24) twenty-four years. The study hypotheses were tested using the OLS estimator. The study concluded that there is a positive correlation of 46.6% and 64.1% between return on assets, debt, and equity. The study also concluded that there is a positive correlation of 50.8% and 36.4% between debt and equity. Sahara Bank's financial structure, represented by debt and equity combined, had a significant impact and significant explanatory power, representing 45.6% and 25.8%, respectively, of the return on assets and return on equity.
Keywords: Financial structure, Sahara Bank profitability, equity, debt.

cover

Downloads

Published

2025-12-01

How to Cite

abdo, hatim. (2025). The financial structure and its impact on the profitability of Sahara Bank. Journal of Economics and Political Sciences, 19(2), 151–171. Retrieved from https://journals.uot.edu.ly/index.php/jeps/article/view/2281

Issue

Vol. 19 No. 2 (2025): Journal of Economics and Political Science

Section

Articles

License

Copyright (c) 2025 Journal of Economics and Political Sciences

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

  1. The researcher must submit a commitment (according to the provided form) confirming that the scientific work submitted for publication in the journal has not been previously published in any form, is not under consideration for publication by any other entity, and is not a summary of any previously published work.
  2. All scientific work submitted for publication in the journal will be subjected to an approved software program to detect any violations of intellectual property laws (plagiarism) to ensure its academic integrity.
  3. In case of any violations of intellectual property laws, the scientific work will be permanently rejected for publication in the journal.
  4. The scientific work must be submitted in three printed copies (A4 size), along with one copy on a CD in Word format under the Windows operating system.
  5. The editorial board has the right to perform an initial review of the submitted scientific work to assess its suitability for peer review or to reject it.
  6. The editorial board has the right to request any documents deemed necessary to complete the initial review or peer review process, such as but not limited to: (statistical data analysis forms, questionnaires filled by respondents, reports, etc.).
  7. The researcher must complete the journal’s submission form, which includes necessary contact information.
  8. The period for submitting scientific work by researchers is as stated in the announcement for accepting submissions for publication in the journal.
  9. Submissions for publication can be delivered in person or via the journal's email.
  10. Priority will be given to applied scientific work (practical research), especially work that addresses current issues relevant to Libya.
  11. The arrangement of scientific works for publication in the journal will depend on technical considerations determined by the editorial board.
  12. The views expressed in the scientific work are those of the authors only and do not necessarily represent the views of the journal.